More than a policy
Real estate errors and omissions insurance

Did you know that the majority of Canadian lawyers will be sued for malpractice during their career ? *

According to our research, real estate is one of the riskiest areas of law. As a practicing real estate legal professional, you navigate risk on a daily basis. During the course of your career, you may be faced with an errors and omissions claim, perhaps even after you retire. That’s why it’s mandatory to have errors and omissions insurance.

You take all the necessary precautions, however if you’re faced with a claim, using your errors and omissions coverage can be expensive, regardless of whether or not you are at fault.

That is, unless you are protected by FCT’s E&O Suite of Products – find out which one is best suited for your needs and register online.

Watch a pre-recorded webinar to learn more about the Deal Protection Endorsement and our E&O Product Suite.

Compare E&O Suite of ProductsE&O Extra™†E&O Complete†Deal Protection Endorsement†
FCT title insured purchase and refinance transactions
Commercial transactions
Reimbursement of mandated policy deductible/surcharges

Up front settlement
Reimbursement coverage limits$30K per transaction
$90K lifetime
$30K per transaction
$90K lifetime

Upfront coverage limits

$10K per year / 3 claims $90K lifetimeTitle insurance policy limit
Non-title insured vendor and borrower only

InsuredLawyer/NotaryLawyer/NotaryHomeowner/Lender***
Premium (provincial taxes apply)$0 per year
($400 with 100% discount)
$700 per yearVariable, see below
E&O Extra™†E&O Complete†Deal Protection Endorsement†
Compare E&O Suite of ProductsE&O Extra™†
FCT title insured purchase and refinance transactions
Commercial transactions
Reimbursement of mandated policy deductible/surcharges
Up front settlement
Reimbursement coverage limits$30K per transaction
$90K lifetime
Upfront coverage limits

Non-title insured vendor and borrower only
InsuredLawyer/Notary
Premium (provincial taxes apply)$0 per year
($400 with 100% discount)
E&O Extra™†
Compare E&O Suite of ProductsE&O Complete†
FCT title insured purchaseand refinance transactions
Commercial transactions
Reimbursement of mandated policy deductible/surcharges
Up front settlement
Reimbursement coverage limits$30K per transaction
$90K lifetime
Upfront coverage limits
$10K per year / 3 claims $90K lifetime
Non-title insured vendor and borrower only
InsuredLawyer/Notary
Premium (provincial taxes apply)$700 per year
E&O Complete
Compare E&O Suite of ProductsDeal Protection Endorsement†
FCT title insured purchaseand refinance transactions
Commercial transactions
Reimbursement of mandated policy deductible/surcharges
Up front settlement
Reimbursement coverage limits
Upfront coverage limits
Title insurance policy limit
Non-title insured vendor and borrower only
InsuredHomeowner/Lender***
Premium (provincial taxes apply)Variable, see below
Deal Protection Endorsement†

Deal Protection Endorsement Premium**

  • $25 for a purchase transaction with two policies
  • $20 for a purchase transaction with one policy
  • $10 for a refinance transaction with one policy
  • $5 for any additional policies

For more information on our E&O suite of products please contact us
today by phone at 1.866.804.3122 and by email moreprotection@FCT.ca.

*Source: https://www.cba.org/Publications-Resources/CBA-Practice-Link/Young-Lawyers/2016/insurance
** Deal Protection Endorsement is not available for existing homeowner policies.
*** In British Columbia, lawyers and notaries are the insured. Click here to review the BC endorsement.
†Refer to the applicable policy or endorsement for definition.

Insurance by FCT Insurance Company Ltd. Services by First Canadian Title Company Limited. The services company does not provide insurance products. This material is intended to provide general information only. For specific coverage and exclusions, refer to the applicable policy. Copies are available upon request. Insurance brokerage services by FCT Insurance Services Inc. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.

®Registered Trademark of First American Financial Corporation.